This section lists boat dealerships and marine brokers that offer in-house financing or direct loan processing with marine lenders. Loan terms for new and used vessels typically range from 10 to 20 years, with interest rates starting between 6.5% and 9.5% APR depending on credit qualifications. Most marine lenders require a down payment of 10% to 20% of the total purchase price prior to delivery.
Buford 2
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Cove 2 Coast Marine Lake Lanier - NEW | PRE-OWNED | CONSIGNMENT | BROKERAGE
6516 Lanier Islands Pkwy, Buford, GA 30518-1473
Mon-Fri 9-5, Sat 9-5
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WaterSports Central
5815 Lanier Islands Pkwy, Buford, GA 30518-1510
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5 Star PowerSports
1465 Highway 411 NE, Cartersville, GA 30121-5112
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Happyboaters Pontoon Cruiser & Sportboat Trailer Sales
1463 Highway 411 NE, Cartersville, GA 30121-8000
Cumming 2
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MarineMax Lake Lanier
1860 Bald Ridge Marina Rd, Cumming, GA 30041-8506
Mon 8am-4pm, Tue-Sat 9am-5pm, Sun 11am-4pm
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Mid-Atlantic - Georgia - Lake Lanier
1860 Bald Ridge Marina Road, Cumming, GA 30041
Mon 8am-4pm, Tue-Sat 9am-5pm, Sun 11am-4pm
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MarineMax Savannah
3518 Old Tybee Rd, Thunderbolt, GA 31410
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Mid-Atlantic - Georgia - Thunderbolt
3518 Old Tybee Road, Thunderbolt, GA 31410
Sales Mon-Fri 9-5, Sat 9-2, Sun closed
Appling 1
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Lakeside Marine
4218 Old Lincolnton Rd, Appling, GA 30802-4108
Blairsville 1
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North Georgia Watersports (pre-owned Sales & Service Location)
2132 Murphy Hwy, Blairsville, GA 30512-2067
Mon-Sun 9am-6pm
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WaterSports Central
25 Shoreline Trl, Clarkesville, GA 30523-0313
Eatonton 1
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Justice Marine
815 Harmony Rd, Eatonton, GA 31024-5875
Tue-Fri 9-5, Sat 9-1
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WaterSports Central
1011 Park Ave, Greensboro, GA 30642-5158
Jackson 1
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Halls Bridge Marine Sales
2098 E Highway 36, Jackson, GA 30233-3398
Mon-Fri 9-5:30, Sat 9-12
Lakemont 1
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WaterSports Central - Rabun
1897 Lake Rabun Rd, Lakemont, GA 30552-2116
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Jet Thrust Performance
966 Buford Dr NE, Lawrenceville, GA 30043-4523
Mon-Fri 9-6, Sat 9-3, Sun closed
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Cove 2 Coast Marine Savannah
3 Blake St, Richmond Hill, GA 31324-6491
Mon-Fri 9-5, Sat 9-5, Sun closed
Watkinsville 1
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Dealer Profit Services, LLC
1020 Barber Creek Dr Ste 201, Watkinsville, GA 30677
Waverly 1
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Hickory Bluff Marine Group
60 Mallory Ln, Waverly, GA 31565-2654
Willacoochee 1
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R.K. Company
471 Fleetwood Ave W, Willacoochee, GA 31650-2037
Mon-Fri 9am-5pm, Sat-Sun Closed
Also in Georgia
- New Boat Dealers67
- Boat Dealers with Service & Repair66
- Used Boat Dealers59
- Boat Dealers Offering Financing57
- Boat Dealers with a Parts Department40
- Boats for Sale and Marine Inventory35
- Pontoon Boat Dealers22
- Boat Dealers Accepting Trade-Ins and Buyouts19
- Boat Financing and Marine Loan Options15
- Center Console Boats for Sale and Service14
- New and Used Fishing Boats for Sale14
- Boat Dealers with On-Site Storage11
- Boat Winterization and Shrink Wrap6
Good to know
What credit score is needed to qualify for a boat loan?
Most marine lenders require a minimum credit score of 660 to qualify for standard loan programs, with the lowest interest rates reserved for scores of 720 and above. Subprime lenders may accept scores down to 600, but typically require a 20% to 30% down payment and higher interest rates.
How long can you finance a new or used boat?
Standard loan terms for new boats range from 10 to 20 years (120 to 240 months), depending on the total loan amount. Used boats usually cap at 10 to 15 years, and loan amounts under $25,000 are typically limited to maximum terms of 5 to 7 years.
How much down payment is required for a boat loan?
A typical down payment ranges from 10% to 20% of the total vessel sale price, including options, sales tax, and registration. Lenders may request up to 30% down for older used boats, high-performance vessels, or applicants with limited credit history.
How to register a boat?
Boat registration is handled by state natural resources or motor vehicle departments upon submitting proof of ownership, a bill of sale, and required registration fees. After processing, you will receive official registration numbers and validation decals to display on your hull. Marine agencies across Georgia are available via BoatDealerAtlas with 20 local resources to guide your purchase.
How to get a boating license?
Obtaining a boating license generally requires completing an approved safe boating course online or in person, followed by passing a knowledge exam. Upon passing, state authorities issue a boater safety education card valid for life. Explore 20 marine services in Georgia on BoatDealerAtlas for local safety course recommendations.