This section lists boat dealerships and marine brokers that offer in-house financing or direct loan processing with marine lenders. Loan terms for new and used vessels typically range from 10 to 20 years, with interest rates starting between 6.5% and 9.5% APR depending on credit qualifications. Most marine lenders require a down payment of 10% to 20% of the total purchase price prior to delivery.
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Iguana Marine Group
4773 Osage Beach Pkwy, Osage Beach, MO 65065-2824
Mon 8am-5pm, Tue 8am-5pm, Wed 8am-5pm, Thu 8am-5pm, Fri 8am-5pm
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MarineMax Osage Beach
4543 Osage Beach Pkwy, Osage Beach, MO 65065-2173
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Mid-Missouri Yachts
660 Malibu Rd, Osage Beach, MO 65065-3232
Mon-Sat 9am-5pm, Sun 10am-3pm
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Midwest - Missouri - Osage Beach
4543 Osage Beach Parkway, Osage Beach, MO 65065
Mon-Sat 9am-5pm, Sun 10am-4pm
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Performance Marine Water Sports
5755 Osage Beach Pkwy, Osage Beach, MO 65065-3082
Tue-Sat 9am-5:30pm
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American Water Sports
26325 State Highway 39, Shell Knob, MO 65747
Mon-Sat 9am-5pm
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TOONS
24932 State Highway 39, Shell Knob, MO 65747
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Toons Table Rock
8856 W State Highway 86, Shell Knob, MO 65747-9176
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Midwest - Missouri - Lake Ozark
3070 Bagnell Dam Blvd, Lake Ozark, MO 65049
Mon-Sat 9am-5pm, Sun 10am-4pm
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Ozark Yacht Brokers
315 Four Seasons Dr, Lake Ozark, MO 65049-6815
Grandview 1
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Midwest Marine Boats
13800 S US Highway 71, Grandview, MO 64030-3685
Mon-Fri 9am-6pm, Sat 9am-4pm
Hazelwood 1
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Stateamind Water Sports
122 Ford Ln, Hazelwood, MO 63042-2816
Mon 9am-5pm, Tue 9am-5pm, Wed 9am-5pm, Thu 9am-5pm, Fri 9am-5pm, Sat 9am-3pm
Savannah 1
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Savannah Marine
206 N 5th St, Savannah, MO 64485-1474
Mon-Fri 8am-5pm, Sat 8am-12pm
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Ozark Yachts & Motorsports
91 Grand Point Blvd, Sunrise Beach, MO 65079-5445
Also in Missouri
- Boat Dealers with Service & Repair55
- New Boat Dealers53
- Used Boat Dealers49
- Boat Dealers Offering Financing36
- Boat Dealers with a Parts Department34
- Pontoon Boat Dealers26
- New and Used Fishing Boats for Sale23
- Boats for Sale and Marine Inventory22
- Boat Dealers with On-Site Storage18
- Boat Winterization and Shrink Wrap17
- Boat Dealers Accepting Trade-Ins and Buyouts14
- Boat Financing and Marine Loan Options14
- Center Console Boats for Sale and Service5
Good to know
What credit score is needed to qualify for a boat loan?
Most marine lenders require a minimum credit score of 660 to qualify for standard loan programs, with the lowest interest rates reserved for scores of 720 and above. Subprime lenders may accept scores down to 600, but typically require a 20% to 30% down payment and higher interest rates.
How long can you finance a new or used boat?
Standard loan terms for new boats range from 10 to 20 years (120 to 240 months), depending on the total loan amount. Used boats usually cap at 10 to 15 years, and loan amounts under $25,000 are typically limited to maximum terms of 5 to 7 years.
How much down payment is required for a boat loan?
A typical down payment ranges from 10% to 20% of the total vessel sale price, including options, sales tax, and registration. Lenders may request up to 30% down for older used boats, high-performance vessels, or applicants with limited credit history.
How to register a boat?
Boat registration is handled by state natural resources or motor vehicle departments upon submitting proof of ownership, a bill of sale, and required registration fees. After processing, you will receive official registration numbers and validation decals to display on your hull. Marine agencies across Missouri are available via BoatDealerAtlas with 14 local resources to guide your purchase.
How to get a boating license?
Obtaining a boating license generally requires completing an approved safe boating course online or in person, followed by passing a knowledge exam. Upon passing, state authorities issue a boater safety education card valid for life. Explore 14 marine services in Missouri on BoatDealerAtlas for local safety course recommendations.