All states›Boat Dealers Offering Marine Loans and Financing›South Carolina

Boat Dealers Offering Marine Loans and Financing in South Carolina

28 of the 206 boat dealers we track in South Carolina have on-site boat loans and marine financing. Full listings for every city are on the South Carolina page.

28dealers
17cities
206dealers statewide

This section lists boat dealerships and marine brokers that offer in-house financing or direct loan processing with marine lenders. Loan terms for new and used vessels typically range from 10 to 20 years, with interest rates starting between 6.5% and 9.5% APR depending on credit qualifications. Most marine lenders require a down payment of 10% to 20% of the total purchase price prior to delivery.

Charleston 6

  1. Charleston Marine

    2471 Clements Ferry Rd, Charleston, SC 29492-7738

    Mon-Fri 9am-5:30pm

    New boatsUsed boatsService deptFinancing
    Call Website All Charleston

  2. Cove 2 Coast Marine

    2476 Savannah Hwy, Charleston, SC 29414-5324

    Mon-Fri 9am-5pm, Sat 9am-5pm

    New boatsUsed boatsService deptFinancing
    Call Website All Charleston

  3. Kirk Kirkland Yacht & Ship Brokerage Off The Hook Yacht Sales

    56 Ashley Pointe Dr, Charleston, SC 29407-7553

    New boatsUsed boatsService deptFinancingStorage
    Call Website All Charleston

  4. Longshore Boats

    2650 Clements Ferry Rd, Charleston, SC 29492-7742

    Mon-Fri 8:30am-5pm, Sat 9am-4pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Charleston

  5. MarineMax Charleston

    152 Sportsman Island Dr, Charleston, SC 29492-8021

    Mon-Fri 9am-5pm, Sat 9am-2pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Charleston

  6. Mid-Atlantic - South Carolina - Charleston

    152 Sportsman Island Drive, Charleston, SC 29492

    Mon-Fri 9am-5pm, Sat 9am-2pm

    New boatsUsed boatsService deptPartsFinancing
    Website All Charleston

Chapin 2

  1. Doss Marine

    1720 Chapin Rd, Chapin, SC 29036-9305

    Mon-Fri 9am-5pm, Sat 9am-1pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Chapin

  2. Marine 360 At Lighthouse Mrn

    1925 Johnson Marina Rd, Chapin, SC 29036-8503

    New boatsUsed boatsService deptFinancing
    Call Website All Chapin

Columbia 2

  1. Cove 2 Coast Marine

    1821 Lake Murray Blvd, Columbia, SC 29212-0955

    Mon-Fri 9am-5pm, Sat 9am-5pm

    New boatsUsed boatsService deptFinancing
    Call Website All Columbia

  2. Tahoe Pontoon Superstore

    1821 Lake Murray Blvd, Columbia, SC 29212-0955

    Mon-Fri 9am-5pm, Sat 9am-5pm

    New boatsUsed boatsService deptFinancing
    Website All Columbia

Fort Mill 2

  1. Boat Loan Match.com

    6277 Carolina Commons Dr, Fort Mill, SC 29707-6001

    Financing
    Call Website All Fort Mill

  2. Boater's Secret Weapon

    6277 Carolina Commons Dr, Fort Mill, SC 29707-6001

    Financing
    Call Website All Fort Mill

Greenville 2

  1. MarineMax Greenville

    14 Burty Rd, Greenville, SC 29605-4802

    Tue-Fri 9am-5pm, Sat 9am-4pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Greenville

  2. Mid-Atlantic - South Carolina - Greenville

    14 Burty Road, Greenville, SC 29605

    Tue-Fri 9am-5pm, Sat 9am-4pm

    New boatsUsed boatsService deptPartsFinancing
    Website All Greenville

Hilton Head Island 2

  1. HHI Boathouse

    405 Squire Pope Rd, Hilton Head Island, SC 29926

    Mon-Fri 9am-5pm

    New boatsUsed boatsService deptFinancingStorage
    Call Website All Hilton Head Island

  2. The Boathouse - Marine Sales and Service

    405 Squire Pope Rd, Hilton Head Island, SC 29926

    Mon-Fri 9am-5pm

    New boatsUsed boatsService deptFinancingStorage
    Call Website All Hilton Head Island

Seneca 2

  1. WaterSports Central

    466 W North 1st St, Seneca, SC 29678-3139

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Seneca

  2. Watersports Central Upstate

    10126 Swansea Ln, Seneca, SC 29678-2961

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Seneca

Bluffton 1

  1. Longshore Boats Bluffton

    52 Cecil Reynolds Dr, Bluffton, SC 29910-5109

    Mon-Fri 8:30am-5pm, Sat 9am-4pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Bluffton

Clover 1

  1. MarineMax Lake Wylie

    310 Blucher Cir, Clover, SC 29710-7082

    Mon-Sat 9am-5pm, Sun 12-5pm

    New boatsService deptPartsFinancingStorage
    Call Website All Clover

Elgin 1

  1. Cove 2 Coast Marine, Elgin

    181A Pontiac Business Center Dr, Elgin, SC 29045-9171

    Mon-Fri 9am-5pm, Sat 9am-5pm

    New boatsUsed boatsService deptFinancing
    Call Website

Lake Wylie 1

  1. Mid-Atlantic - South Carolina - Lake Wylie

    310 Blucher Circle, Lake Wylie, SC 29710

    Mon-Sat 9am-5pm, Sun 12-5pm

    New boatsService deptPartsFinancingStorage
    Website

Manning 1

  1. Meares Marine

    2058 Lakshore Dr, Manning, SC 29102

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website All Manning

McClellanville 1

  1. Cape Romain Marine

    10129 N US-17, McClellanville, SC 29458-9504

    Mon-Fri 8:30am-5pm, Sat 9am-Noon

    New boatsUsed boatsService deptPartsFinancing
    Call Website

Moncks Corner 1

  1. Cove 2 Coast of Berkeley County

    3212 S Live Oak Dr, Moncks Corner, SC 29461-8724

    New boatsUsed boatsService deptFinancing
    Call Website All Moncks Corner

North Charleston 1

  1. Charleston Marine

    5071 Rivers Ave, North Charleston, SC 29406-6303

    Mon-Fri 9am-5:30pm

    New boatsUsed boatsService deptFinancing
    Call Website All North Charleston

Ridgeland 1

  1. The Boathouse - Okatie

    5279 S Carolina 170, Ridgeland, SC 29936

    Mon-Fri 9am-5pm, Sat 9am-2pm

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website All Ridgeland

Sumter 1

  1. Cove 2 Coast of Sumter

    455 E Liberty St, Sumter, SC 29153-5042

    New boatsUsed boatsService deptFinancing
    Call Website All Sumter
Check for pre-payment penalties and originations fees before signing a marine retail installment contract.

Also in South Carolina

Good to know

What credit score is needed to qualify for a boat loan?

Most marine lenders require a minimum credit score of 660 to qualify for standard loan programs, with the lowest interest rates reserved for scores of 720 and above. Subprime lenders may accept scores down to 600, but typically require a 20% to 30% down payment and higher interest rates.

How long can you finance a new or used boat?

Standard loan terms for new boats range from 10 to 20 years (120 to 240 months), depending on the total loan amount. Used boats usually cap at 10 to 15 years, and loan amounts under $25,000 are typically limited to maximum terms of 5 to 7 years.

How much down payment is required for a boat loan?

A typical down payment ranges from 10% to 20% of the total vessel sale price, including options, sales tax, and registration. Lenders may request up to 30% down for older used boats, high-performance vessels, or applicants with limited credit history.

How to register a boat?

Boat registration is handled by state natural resources or motor vehicle departments upon submitting proof of ownership, a bill of sale, and required registration fees. After processing, you will receive official registration numbers and validation decals to display on your hull. Marine agencies across South Carolina are available via BoatDealerAtlas with 28 local resources to guide your purchase.

How to get a boating license?

Obtaining a boating license generally requires completing an approved safe boating course online or in person, followed by passing a knowledge exam. Upon passing, state authorities issue a boater safety education card valid for life. Explore 28 marine services in South Carolina on BoatDealerAtlas for local safety course recommendations.