This section lists boat dealerships and marine brokers that offer in-house financing or direct loan processing with marine lenders. Loan terms for new and used vessels typically range from 10 to 20 years, with interest rates starting between 6.5% and 9.5% APR depending on credit qualifications. Most marine lenders require a down payment of 10% to 20% of the total purchase price prior to delivery.
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Buxton Marine Sales
101 E Valley Ridge Blvd, Lewisville, TX 75057
Mon 8am-5pm, Tue 8am-5pm, Wed 8am-5pm, Thu 8am-5pm, Fri 8am-5pm
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Buxton Marine Sales
1566 N Stemmons Fwy, Lewisville, TX 75067
Mon 8am-5pm, Tue 8am-5pm, Wed 8am-5pm, Thu 8am-5pm, Fri 8am-5pm
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Lone Star - Texas - Dallas
1490 N. Stemmons Freeway, Lewisville, TX 75067
Sales Mon-Sat 9-5, Sun closed
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MarineMax Dallas
1490 N Stemmons Fwy, Lewisville, TX 75067-2505
Sales Mon-Sat 9-5, Sun closed
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MarineMax Dallas Yacht Center
1481 E Hill Park Rd, Lewisville, TX 75056-3915
Sales Tue-Sat 9-5, Mon/Sun closed
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Texas - Pier 121
1481 E. Hill Park Rd., Route 3, Lewisville, TX 75056
Tue-Sat 9am-5pm
Seabrook 2
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Lone Star - Texas - Houston
3001 NASA Parkway, Seabrook, TX 77586
Mon-Sat 9am-5pm
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MarineMax Houston
3001 Nasa 1 Rd, Seabrook, TX 77586-3217
Mon-Sat 9am-5pm
Abilene 1
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West Texas Watersports
5680 E Interstate 20, Abilene, TX 79601
Austin 1
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Texas Malibu
16628 N IH-35 Svc Rd SB, Austin, TX 78728-1909
Mon-Fri 9am-6pm, Sat 9am-4pm
Bayview 1
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Rockingham Marine Houston
3002 Demrod St., Bayview, TX 77518
Mon-Fri 9-4, Sat 11-3
Burnet 1
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Boat Dockter Llc
7650 Park Road 4 W, Burnet, TX 78611-6014
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Murray Yacht Sales
1500 Marina Bay Drive, Pier 4, Clear Lake Shores, TX 77565
Conroe 1
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Texas Tige Marine
13915 Highway 105 W, Conroe, TX 77304-5703
Tue-Fri 9am-6pm, Sat 10am-4pm
Houston 1
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Rinker's Boat World
2500 W Mount Houston Rd, Houston, TX 77038-1238
Mon 8am-5pm, Tue 8am-5pm, Wed 8am-5pm, Thu 8am-5pm, Fri 8am-5pm
La Porte 1
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Boats Etc.
331 Highway 146 S, La Porte, TX 77571-4827
Mon-Fri 8am-5pm, Sat-Sun closed
Longview 1
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Nichols Marine
5008 Judson Rd, Longview, TX 75605-1046
Mon 9am-6pm, Tue 9am-6pm, Wed 9am-6pm, Thu 9am-6pm, Fri 9am-6pm, Sat 9am-2pm
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Rinkers Boat World at Lakeshore
15225 Walden Rd, Montgomery, TX 77356-8536
Mon 8am-5pm, Tue 8am-5pm, Wed 8am-5pm, Thu 8am-5pm, Fri 8am-5pm
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Mowdy Boats of Texas
735 State Highway 35 N, Port Lavaca, TX 77979-2368
Rockwall 1
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Lake Kings
1 Harbor View Cir, Rockwall, TX 75032-9393
Mon-Fri 8:30am-5:30pm
Springtown 1
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RP Elite Motors & Marine
3100 W TX-199, Springtown, TX 76082-5243
Mon-Fri 9am-6pm, Sat 10am-2pm
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Rogers Marine Inc.
1221 Magnolia St, Texarkana, TX 75501-4438
Mon-Fri 8:30am-5pm, Sat 9am-2pm
Tyler 1
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Ski-N-Sports
15050 State Highway 155 S, Tyler, TX 75703-6849
Tue-Fri 9am-5pm, Sat 10am-2pm
Also in Texas
- New Boat Dealers118
- Used Boat Dealers116
- Boat Dealers with Service & Repair110
- Boat Dealers Offering Financing96
- Boat Dealers with a Parts Department71
- Boats for Sale and Marine Inventory51
- New and Used Fishing Boats for Sale43
- Boat Dealers Accepting Trade-Ins and Buyouts32
- Pontoon Boat Dealers19
- Boat Financing and Marine Loan Options18
- Boat Winterization and Shrink Wrap17
- Boat Dealers with On-Site Storage14
- Center Console Boats for Sale and Service11
Good to know
What credit score is needed to qualify for a boat loan?
Most marine lenders require a minimum credit score of 660 to qualify for standard loan programs, with the lowest interest rates reserved for scores of 720 and above. Subprime lenders may accept scores down to 600, but typically require a 20% to 30% down payment and higher interest rates.
How long can you finance a new or used boat?
Standard loan terms for new boats range from 10 to 20 years (120 to 240 months), depending on the total loan amount. Used boats usually cap at 10 to 15 years, and loan amounts under $25,000 are typically limited to maximum terms of 5 to 7 years.
How much down payment is required for a boat loan?
A typical down payment ranges from 10% to 20% of the total vessel sale price, including options, sales tax, and registration. Lenders may request up to 30% down for older used boats, high-performance vessels, or applicants with limited credit history.
How to register a boat?
Boat registration is handled by state natural resources or motor vehicle departments upon submitting proof of ownership, a bill of sale, and required registration fees. After processing, you will receive official registration numbers and validation decals to display on your hull. Marine agencies across Texas are available via BoatDealerAtlas with 23 local resources to guide your purchase.
How to get a boating license?
Obtaining a boating license generally requires completing an approved safe boating course online or in person, followed by passing a knowledge exam. Upon passing, state authorities issue a boater safety education card valid for life. Explore 23 marine services in Texas on BoatDealerAtlas for local safety course recommendations.