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Boat Financing and Marine Loan Options in Florida

120 of the 1,706 boat dealers we track in Florida have on-site boat financing options. Full listings for every city are on the Florida page.

120dealers
53cities
1,706dealers statewide

This section directory features marine dealerships, brokers, and lenders offering financing programs for new and pre-owned watercraft. Marine loans differ from standard auto financing, often offering extended repayment terms up to 20 years for qualified buyers. Before applying, gather your recent tax documents, check your credit score, and ensure the vessel meets age restrictions set by marine lenders.

Fort Lauderdale 10

  1. Allied Marine

    1785 SE 17th St, Fort Lauderdale, FL 33316-3013

    New boatsUsed boatsService deptFinancing
    Call Website All Fort Lauderdale

  2. Allied Marine

    801 Seabreeze Blvd, Fort Lauderdale, FL 33316

    New boatsUsed boatsService deptFinancing
    Call Website All Fort Lauderdale

  3. Certified Yachts

    1314 E Las Olas Blvd, Fort Lauderdale, FL 33301-2334

    Mon-Fri 8am-6pm

    New boatsUsed boats
    Call Website All Fort Lauderdale

  4. InterMarine Boats Headquarters

    4550 Ravenswood Rd, Fort Lauderdale, FL 33312-5753

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website All Fort Lauderdale

  5. Lauderdale Inflatables

    1901 S Federal Hwy, Fort Lauderdale, FL 33316-3500

    New boatsUsed boatsFinancing
    Call Website All Fort Lauderdale

  6. Marine Connection

    17 W State Road 84, Fort Lauderdale, FL 33315-2540

    New boatsUsed boatsService deptFinancing
    Call Website All Fort Lauderdale

  7. Moretti Yachts

    200 E Las Olas Blvd, Fort Lauderdale, FL 33301-1910

    Mon-Sat 9am-8pm

    Used boats
    Call Website All Fort Lauderdale

  8. Neff Yacht Sales

    777 SE 20th St, Fort Lauderdale, FL 33316-3573

    Mon-Fri 9am-6pm, Sat 10am-4pm

    Used boatsFinancing
    Call Website All Fort Lauderdale

  9. World Cat of South Florida - Fort Lauderdale

    2541 W State Road 84, Fort Lauderdale, FL 33312-4831

    New boatsService deptPartsFinancing
    Call Website All Fort Lauderdale

  10. Yachting Select

    1 E Broward Blvd, Fort Lauderdale, FL 33301-1804

    New boatsUsed boatsFinancing
    Call Website All Fort Lauderdale

Naples 10

  1. Allied Marine

    909 10th St S Ste 102, Naples, FL 34102

    New boatsUsed boatsFinancing
    Call Website All Naples

  2. Don Strong - Luxury Yacht Broker - Allied Marine

    909 10th St S, Naples, FL 34102-8203

    Used boats
    Call Website All Naples

  3. Florida - Yachts & Charter

    525 5th Avenue S., Naples, FL 34102

    Financing
    Website All Naples

  4. Inflatable Boats Of Florida

    2383 Linwood Way, Naples, FL 34112-4770

    New boatsUsed boatsService deptFinancing
    Call Website All Naples

  5. MarineMax Naples

    1146 6th Ave S, Naples, FL 34102-6712

    Mon-Sat 8am-6pm

    New boatsUsed boatsService deptParts
    Call Website All Naples

  6. MarineMax Yachts & Charter

    525 5th Ave S, Naples, FL 34102-6651

    Financing
    Call Website All Naples

  7. Naples Marina Sales

    11420 Tamiami Trl E, Naples, FL 34113

    Mon-Fri 9am-5pm Sat 9am-Noon

    New boatsUsed boatsService deptFinancingStorage
    Call Website All Naples

  8. West Florida - Florida - Naples

    1146 6th Avenue South, Naples, FL 34102

    Mon-Sat 8am-6pm

    New boatsUsed boatsService deptParts
    Website All Naples

  9. World Cat of South Florida - Naples

    2825 Davis Blvd, Naples, FL 34104-4336

    New boatsService deptPartsFinancing
    Call Website All Naples

  10. Yacht Sales by James Corts

    525 5th Ave S, Naples, FL 34102-6651

    New boatsUsed boatsFinancing
    Call Website All Naples

Pompano Beach 8

  1. Carefree Marine Group

    1490 N Federal Hwy, Pompano Beach, FL 33062-8226

    New boatsUsed boatsService deptFinancing
    Call Website All Pompano Beach

  2. East - Florida - Pompano

    700 South Federal Highway, Pompano Beach, FL 33062

    Mon-Fri 9-6, Sat 9-5, Sun 12-5

    New boatsUsed boatsService deptPartsFinancing
    Website All Pompano Beach

  3. East Florida - Pompano Yacht Center

    750 South Federal Highway, Pompano Beach, FL 33062

    New boatsUsed boatsService deptPartsFinancing
    Website All Pompano Beach

  4. JFA Yacht and Ship

    2700 NE 6th St, Pompano Beach, FL 33062-4929

    New boatsUsed boatsFinancingStorage
    Call Website All Pompano Beach

  5. MarineMax Pompano

    700 S Federal Hwy, Pompano Beach, FL 33062-5908

    Mon-Fri 9-6, Sat 9-5, Sun 12-5

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Pompano Beach

  6. MarineMax Pompano Yacht Center

    750 S Federal Hwy, Pompano Beach, FL 33062-5908

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Pompano Beach

  7. McKay Yacht Sales

    2315 NE 15th St, Pompano Beach, FL 33062

    By Appointment

    Used boatsFinancing
    Call Website All Pompano Beach

  8. Top Notch Marine

    651 S Federal Hwy, Pompano Beach, FL 33062

    New boatsUsed boatsService deptFinancing
    Call Website All Pompano Beach

Miami 7

  1. Boats Outboards & Marine Parts

    3750 NW 27th Ave, Miami, FL 33142-5224

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Miami

  2. Carlos, Miami Boat & Yacht Sales

    700 NE 79th St, Miami, FL 33138-4712

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Miami

  3. East Florida - Miami

    700 NE 79th Street, Miami, FL 33138

    Sun 12-5, Mon-Fri 9-6, Sat 9-5

    New boatsUsed boatsService deptPartsFinancing
    Website All Miami

  4. FYI Yachts

    2550 S Bayshore Dr Ste 102, Miami, FL 33133

    Used boatsFinancing
    Call Website All Miami

  5. MarineMax Miami

    700 NE 79th St, Miami, FL 33138-4712

    Mon-Fri 9-6, Sat 9-5, Sun 12-5

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Miami

  6. Miami Boat Place

    3750 NW 27th Ave, Miami, FL 33142-5224

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Miami

  7. Sunrise Marine

    4770 Biscayne Blvd, Miami, FL 33137-3202

    New boatsUsed boats
    Call Website All Miami

St Petersburg 7

  1. Boat America

    8290 Bay Pines Blvd, St Petersburg, FL 33709-4002

    Mon-Sat 9am-4pm

    Used boatsFinancing
    Call Website All St Petersburg

  2. Clearwater Yachter

    6810 Gulfport Blvd S, St Petersburg, FL 33707-2137

    New boatsUsed boatsService deptPartsFinancing
    Call Website All St Petersburg

  3. Fillingham Yacht Sales Inc

    200 Beach Dr NE, St Petersburg, FL 33701

    Mon-Fri 9am-5pm

    Used boatsFinancing
    Call Website All St Petersburg

  4. Murray Yacht Sales

    200 Beach Dr NE, St Petersburg, FL 33701

    New boatsUsed boats
    Call Website All St Petersburg

  5. Pro Marine Boat Sales

    9401 Bay Pines Blvd, St Petersburg, FL 33708-3915

    Mon-Fri 8:30am-5:30pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website All St Petersburg

  6. Tampa Yacht Sales

    360 Central Ave, St Petersburg, FL 33701-3803

    Mon 9am-5pm, Tue 9am-5pm, Wed 9am-5pm, Thu 9am-5pm, Fri 9am-5pm

    Used boatsFinancing
    Call Website All St Petersburg

  7. West Florida - St Petersburg

    6810 Gulfport Blvd, St Petersburg, FL 33707

    Mon-Sat 8am-5pm, Sun 11am-4pm

    New boatsUsed boatsService deptFinancingStorage
    Website All St Petersburg

Orlando 5

  1. Boat Max Worldwide

    9701 E Colonial Dr, Orlando, FL 32817-4204

    Sat : 9am – 3pm

    Used boatsService deptFinancingStorage
    Call Website All Orlando

  2. Dealer's Choice Marine

    5980 Lakehurst Dr, Orlando, FL 32819-8343

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website All Orlando

  3. Regal and Nautique of Orlando

    2226 Paseo Ave, Orlando, FL 32805-6262

    Mon 8am-5pm, Tue 8am-5pm, Wed 8am-5pm, Thu 8am-5pm, Fri 8am-5pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Orlando

  4. Supreme Boats FL

    1415 N Orange Ave, Orlando, FL 32804

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Orlando

  5. Ultimate Marine

    3419 WD Judge Dr, Orlando, FL 32808-7433

    New boatsService deptParts
    Call Website All Orlando

Stuart 4

  1. Allied Marine

    110 N Dixie Hwy, Stuart, FL 34994-1108

    Used boatsService deptFinancing
    Call Website All Stuart

  2. East Florida - Stuart

    2370 SW Palm City Road, Stuart, FL 34994

    9:00 AM - 5:30 PM

    New boatsUsed boatsService deptPartsFinancing
    Website All Stuart

  3. Marine Connection Of Stuart

    200 SW Monterey Rd, Stuart, FL 34994-4612

    New boatsService deptFinancing
    Call Website All Stuart

  4. World Cat of South Florida - Stuart and Palm Beach

    4001 SE Commerce Ave, Stuart, FL 34997-5938

    New boatsService deptPartsFinancing
    Call Website All Stuart

Dania Beach 3

  1. East Florida - Harbour Towne

    805 NE 3rd St, Dania Beach, FL 33004

    Mon-Sat 9-5

    New boatsUsed boatsService deptPartsFinancing
    Website All Dania Beach

  2. Intermarine Boats Dania Waterfront Showroom

    320 N Federal Hwy, Dania Beach, FL 33004-2808

    Mon-Sat 9am-5pm

    New boatsUsed boatsService deptPartsFinancingStorage
    Call All Dania Beach

  3. MarineMax Harbour Towne

    805 NE 3rd St, Dania Beach, FL 33004

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website All Dania Beach

Key Largo 3

  1. BTH Marine

    97951 Overseas Hwy, Key Largo, FL 33037-4009

    Mon 8am-5pm, Tue 8am-5pm, Wed 8am-5pm, Thu 8am-5pm, Fri 8am-5pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Key Largo

  2. East - Florida - Ocean Reef

    2 Fishing Village Drive, Key Largo, FL 33037

    Mon-Fri 9am-5pm, Sat 10am-4pm

    New boatsUsed boatsService deptFinancing
    Website All Key Largo

  3. Nations Best Boats

    101851 Overseas Hwy, Key Largo, FL 33037-4580

    Mon-Fri 8am-5pm

    Used boatsService deptFinancing
    Call Website All Key Largo

Palmetto 3

  1. Atlantic Pro

    3311 US-41 N, Palmetto, FL 34221-9217

    Mon-Fri 9am-5pm, Sat 10am-3pm

    New boatsUsed boatsService deptFinancing
    Call Website All Palmetto

  2. Compass Consignments and Yacht Sales

    314 8th Ave W, Palmetto, FL 34221-5161

    Used boatsFinancing
    Call Website All Palmetto

  3. Pro Marine Boat Sales & Service

    5005 US Highway 41 N, Palmetto, FL 34221-2003

    Mon-Fri 8:30am-5:30pm, Sat 8:30am-2:30pm

    New boatsUsed boatsService deptParts
    Call Website All Palmetto

Pensacola 3

  1. MarineMax Pensacola

    1901 Cypress St, Pensacola, FL 32502-5227

    Mon-Sat 8am-5pm, Sun 11am-4pm

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website All Pensacola

  2. Midwest - Pensacola

    1901 Cypress St, Pensacola, FL 32502

    Mon-Sat 8am-5pm, Sun 11am-4pm

    New boatsUsed boatsService deptPartsFinancingStorage
    Website All Pensacola

  3. Off The Hook Yachts - Pensacola

    700 Myrick St, Pensacola, FL 32505-8051

    Used boatsService deptFinancing
    Call Website All Pensacola

Sarasota 3

  1. MarineMax Sarasota

    1601 Ken Thompson Pkwy, Sarasota, FL 34236-1005

    Mon-Sat 9am-6pm

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website All Sarasota

  2. West Coast Inflatables

    2231 Industrial Blvd, Sarasota, FL 34234-3119

    New boatsUsed boatsService deptFinancing
    Call Website All Sarasota

  3. West Florida - Florida - Sarasota

    1601 Ken Thompson Parkway, Sarasota, FL 34236

    Mon-Sun 9am-6pm

    New boatsUsed boatsService deptPartsFinancingStorage
    Website All Sarasota

Tampa 3

  1. BoatCrazy

    5340 W Kennedy Blvd, Tampa, FL 33609

    New boatsUsed boatsFinancing
    Call Website All Tampa

  2. Family Boating Centers

    7806 Anderson Rd, Tampa, FL 33634-3006

    New boatsUsed boatsService deptFinancing
    Call Website All Tampa

  3. MarineMax Tampa

    2605 N 43rd St, Tampa, FL 33605

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Tampa

Bonita Springs 2

  1. Bonita Boat Center

    28380 S Tamiami Trl, Bonita Springs, FL 34134-3200

    Mon-Fri 8am-6pm, Sat 10am-4pm

    New boatsUsed boatsService deptFinancingStorage
    Call Website All Bonita Springs

  2. Bonita Boat Center - Service Center

    27760 S Tamiami Trl, Bonita Springs, FL 34134

    Mon-Fri 8am-6pm

    New boatsUsed boatsService deptFinancingStorage
    Call Website All Bonita Springs

Cape Canaveral 2

  1. Beachline Marine

    950 Mullet Rd, Cape Canaveral, FL 32920-4505

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website All Cape Canaveral

  2. Scorpion Marine

    960 Mullet Rd, Cape Canaveral, FL 32920-4505

    Call All Cape Canaveral

Clearwater 2

  1. MarineMax Clearwater

    18025 US Highway 19 N, Clearwater, FL 33764-3510

    Mon-Fri 8-6, Sat 9-5:30, Sun 11-5

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Clearwater

  2. West Florida - Clearwater

    18025 U.S. 19 North, Clearwater, FL 33764

    Mon-Fri 8-6, Sat 9-5:30, Sun 11-5

    New boatsUsed boatsService deptPartsFinancing
    Website All Clearwater

Cocoa 2

  1. MarineMax Cocoa

    1410 W King St, Cocoa, FL 32922-8624

    Mon-Fri 8:30-5:30, Sat 9-5

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Cocoa

  2. Midwest - Florida - Cocoa

    1410 King Street, Cocoa, FL 32922

    Mon-Fri 8:30-5:30, Sat 9-5

    New boatsUsed boatsService deptPartsFinancing
    Website All Cocoa

Fort Myers 2

  1. MarineMax Fort Myers

    14030 McGregor Blvd, Fort Myers, FL 33919-6124

    Mon-Sat 8am-6pm

    New boatsService deptPartsFinancingStorage
    Call Website All Fort Myers

  2. West Florida - Fort Myers

    14030 McGregor Boulevard, Fort Myers, FL 33919

    Mon-Sat 8am-6pm

    New boatsService deptPartsFinancingStorage
    Website All Fort Myers

Islamorada 2

  1. Marine Connection of Islamorada

    80461 Overseas Hwy, Islamorada, FL 33036

    New boatsUsed boatsService deptFinancing
    Call Website All Islamorada

  2. SD Marine Group

    85500 Overseas Hwy, Islamorada, FL 33036-3400

    Mon-Sun 9am-6pm

    New boatsUsed boatsService deptFinancingStorage
    Call Website All Islamorada

Jupiter 2

  1. East Florida - Jupiter

    1095 N Hwy A1A, Jupiter, FL 33477

    Mon-Fri 9am-6pm

    New boatsUsed boatsService deptFinancingStorage
    Website All Jupiter

  2. InterMarine Boats Jupiter Sales and Service Center

    19157 SE Federal Hwy, Jupiter, FL 33469-1711

    Mon-Fri 9am-5pm

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website All Jupiter

Melbourne 2

  1. Castaway Marine

    5435 N US Hwy 1, Melbourne, FL 32940

    Mon-Fri 8am-5:30pm, Sat 9am-5pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Melbourne

  2. Top Notch Marine

    6000 N US-1, Melbourne, FL 32940-8758

    Tue-Sat 8:30am-5pm

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website All Melbourne

Saint Petersburg 2

  1. Murray Yacht Sales, St. Petersburg

    1421 Bay St SE, Saint Petersburg, FL 33701

    New boatsUsed boatsService deptFinancing
    Call Website All Saint Petersburg

  2. Tampa Yacht Sales, INC

    970 Lake Carillon Dr Ste 300, Saint Petersburg, FL 33716

    Mon-Fri 9am-5pm

    Used boats
    Call Website All Saint Petersburg

Venice 2

  1. MarineMax Venice

    1485 Tamiami Trl S, Venice, FL 34285-4140

    Mon-Fri 8:30am-6pm

    New boatsUsed boatsService deptPartsStorage
    Call Website All Venice

  2. West Florida - Florida - Venice

    1485 South Tamiami Trail, Venice, FL 34285

    Mon-Fri 8:30am-6pm

    New boatsUsed boatsService deptPartsStorage
    Website All Venice

West Palm Beach 2

  1. East Florida - West Palm Beach

    251 Banyan Blvd, West Palm Beach, FL 33401

    Mon-Fri 10am-6pm

    New boatsService deptFinancing
    Website All West Palm Beach

  2. Marine Connection Boat Sales

    2807 S Military Trl, West Palm Beach, FL 33415-9205

    New boatsUsed boatsService deptFinancing
    Call Website All West Palm Beach

Aventura 1

  1. Intermarine Boats At Marina Palms Yacht Club

    17211 Biscayne Blvd # 2ndfl , Ste 202, Aventura, FL 33160-4803

    Mon-Fri 9am-5pm, Sat 9-5pm

    New boatsUsed boatsService deptPartsFinancingStorage
    Call All Aventura

Boca Raton 1

  1. Vantage Marine Group

    3200 N Federal Hwy, Boca Raton, FL 33431-6035

    Service deptFinancing
    Call Website All Boca Raton

Cape Coral 1

  1. Galahad Marine Sales

    1723 NE 10th Ter, Cape Coral, FL 33909-1724

    Mon 8:30am-5pm, Tue 8:30am-5pm, Wed 8:30am-5pm, Thu 8:30am-5pm, Fri 8:30am-5pm, Sat 8:30am-5pm

    New boatsUsed boatsService deptFinancing
    Call All Cape Coral

Carrabelle 1

  1. Anglers Edge Marine llc

    2325 Highway 98 E, Carrabelle, FL 32322-2218

    New boatsService deptPartsFinancing
    Call Website

Daytona Beach 1

  1. MarineMax Daytona

    872 N Tomoka Farms Rd, Daytona Beach, FL 32124

    Service dept
    Call Website All Daytona Beach

Doral 1

  1. Marine Connection Boat Sales

    7701 NW 54th St, Doral, FL 33166-4105

    New boatsUsed boatsService deptFinancing
    Call Website All Doral

Dunedin 1

  1. Florida Boat Sales LLC

    343 Causeway Blvd, Dunedin, FL 34698-1706

    Call All Dunedin

East Palatka 1

  1. Workman marine

    114 State Road 207, East Palatka, FL 32131-4001

    New boatsUsed boatsService deptPartsFinancing
    Call Website All East Palatka

Fort Pierce 1

  1. Caught Look'n Boatworks

    4205 Metzger Rd, Fort Pierce, FL 34947-1700

    Mon-Fri 8:30am-5pm

    New boatsService deptFinancing
    Call Website All Fort Pierce

Fort Walton Beach 1

  1. MarineMax Fort Walton Beach

    14 Miracle Strip Pkwy SW, Fort Walton Beach, FL 32548-6613

    Mon-Fri 9am-5:30pm

    New boatsService deptPartsFinancing
    Call Website All Fort Walton Beach

Holly Hill 1

  1. Aloha Marine

    1700 N Nova Rd, Holly Hill, FL 32117-1904

    Mon-Fri 8:30am-5:30pm, Sat 8:30-5

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Holly Hill

Hollywood 1

  1. Boatzon

    1909 Tyler St, Hollywood, FL 33020-4527

    Mon 9am-5pm, Tue 9am-5pm, Wed 9am-5pm, Thu 9am-5pm, Fri 9am-5pm

    New boatsUsed boatsFinancing
    Call Website All Hollywood

Hudson 1

  1. Richey Boat & Motor

    13213 US-19, Hudson, FL 34667-1657

    New boatsUsed boatsService deptFinancing
    Call Website All Hudson

Jensen Beach 1

  1. The Pocket Yacht Company

    2225 NE Indian River Dr, Jensen Beach, FL 34957-5815

    Mon-Fri 9am-5pm, Sat 9am-4pm

    New boatsUsed boatsService deptFinancing
    Call Website All Jensen Beach

Lantana 1

  1. Off The Hook Yacht Sales

    228 E Ocean Ave, Lantana, FL 33462-3236

    New boatsUsed boatsService deptFinancingStorage
    Call Website All Lantana

Leesburg 1

  1. Holiday Marine

    1126 E North Blvd, Leesburg, FL 34748-5350

    Mon-Fri 8:30am-5pm, Sat 9am-1pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Leesburg

Marathon 1

  1. East - Florida - Marathon

    77 Coco Plum Dr., Marathon, FL 33050

    Mon-Fri 8am-5pm, Sat 8am-12pm

    New boatsUsed boatsService deptPartsFinancingStorage
    Website All Marathon

Melrose 1

  1. Lake Area Watersports

    829 N State Road 21, Melrose, FL 32666-4162

    Mon 8:30am-5:30pm, Tue 8:30am-5:30pm, Wed 8:30am-5:30pm, Thu 8:30am-5:30pm, Fri 8:30am-5:30pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Melrose

Merritt Island 1

  1. Dealer's Choice Marine Merritt Island

    2600 N Courtenay Pkwy, Merritt Island, FL 32953-4110

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Merritt Island

New Smyrna Beach 1

  1. Ultimate Marine

    1701 SR-44, New Smyrna Beach, FL 32168-8338

    New boatsUsed boatsService deptFinancing
    Call Website All New Smyrna Beach

Oldsmar 1

  1. MarineMax

    501 Brooker Creek Blvd, Oldsmar, FL 34677-2966

    Used boatsService deptPartsFinancing
    Call Website

Orange Park 1

  1. Holmes & Owen Yacht Sales

    1515 Wells Rd, Orange Park, FL 32073-2388

    Service deptFinancing
    Call Website All Orange Park

Palm Beach Gardens 1

  1. MarineMax Palm Beach Gardens

    2361 PGA Blvd, Palm Beach Gardens, FL 33410-3502

    New boatsUsed boatsService deptPartsFinancing
    Call Website All Palm Beach Gardens

Panama City 1

  1. MarineMax Panama City Beach

    3605 Thomas Dr, Panama City, FL 32408-7365

    Mon-Sat 9am-5pm

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website All Panama City

Perry 1

  1. Big Bend Marine

    3482 US-19, Perry, FL 32348-6456

    Mon,Tue,Wed,Thu,Fri,Sat,Sun 9am-5pm

    New boatsUsed boatsService deptFinancing
    Call Website All Perry

Port St Lucie 1

  1. 365Yachting

    158 NE Surfside Ave, Port St Lucie, FL 34983-1285

    Used boatsFinancing
    Call Website All Port St Lucie

South Pasadena 1

  1. MarineMax St. Petersburg

    6810 Gulfport Blvd S, South Pasadena, FL 33707-2137

    Mon-Sat 9am-6pm

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website

Umatilla 1

  1. Eli’s Marine

    831 S Central Ave, Umatilla, FL 32784-9290

    New boatsService deptPartsFinancing
    Call Website All Umatilla

Vero Beach 1

  1. Zach Edwards - Boat Loans

    655 21st St, Vero Beach, FL 32960-0802

    Financing
    Call Website All Vero Beach
Check loan size minimums: Repayment terms exceeding 10 years typically require a minimum loan amount of $25,000 to $50,000.

Also in Florida

Good to know

What credit score is needed for a boat loan?

Most marine lenders require a minimum credit score of 660 for standard approval, while prime rates are typically reserved for scores of 720 and above. Applicants with credit scores between 600 and 650 may qualify through specialized lenders but should anticipate higher interest rates and down payments up to 20%. Lenders also evaluate your debt-to-income ratio, which ideally should remain under 45%.

What are standard interest rates and loan terms for boats?

Average marine loan interest rates generally fall between 7% and 12%, depending on creditworthiness, loan amount, and vessel age. Loan terms typically range from 10 to 15 years for amounts between $15,000 and $50,000, while loans over $100,000 can stretch to 20 years. Older vessels (over 10 to 15 years old) usually cap repayment terms at 5 to 7 years.

How much down payment is required for boat financing?

Standard down payment requirements range from 10% to 20% of the total purchase price, including sales tax and registration fees. High-value vessels over $100,000 or older pre-owned models frequently require a strict 15% to 20% down payment. Zero-down options exist primarily for well-qualified buyers with credit scores above 750 purchasing new models through manufacturer promotion programs.

How to register a boat?

Boat registration is handled by state natural resources or motor vehicle departments upon submitting proof of ownership, a bill of sale, and required registration fees. After processing, you will receive official registration numbers and validation decals to display on your hull. Marine agencies across Florida are available via BoatDealerAtlas with 120 local resources to guide your purchase.

How to get a boating license?

Obtaining a boating license generally requires completing an approved safe boating course online or in person, followed by passing a knowledge exam. Upon passing, state authorities issue a boater safety education card valid for life. Explore 120 marine services in Florida on BoatDealerAtlas for local safety course recommendations.