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Boats for Sale and Marine Inventory in Key Largo, FL

4 of the 23 boat dealers we list in Key Largo have boats for sale in stock.

This directory lists marine dealerships and certified boat brokers offering new and pre-owned vessels for purchase. Listed facilities maintain physical inventory on site, ranging from aluminum fishing craft to pontoon and center console boats. Before visiting, verify whether the dealer provides structured sea trials, transparent prep fees, or direct marine financing options.

  1. BTH Marine

    97951 Overseas Hwy, Key Largo, FL 33037-4009

    Mon 8am-5pm, Tue 8am-5pm, Wed 8am-5pm, Thu 8am-5pm, Fri 8am-5pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website Directions

  2. Big Thunder Key Largo

    106309 Overseas Hwy, Key Largo, FL 33037-5017

    New boatsUsed boatsService deptPartsFinancing
    Call Website Directions

  3. East - Florida - Ocean Reef

    2 Fishing Village Drive, Key Largo, FL 33037

    Mon-Fri 9am-5pm, Sat 10am-4pm

    New boatsUsed boatsService deptFinancing
    Website Directions

  4. LeBoeufs' Marine

    100991 Overseas Hwy, Key Largo, FL 33037-4439

    New boatsService deptPartsFinancing
    Call Website Directions
Verify title status before buying: Ensure pre-owned vessels have a clear title free of marine liens, as encumbered ownership transfers can delay state registration by 4 to 8 weeks.

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Good to know

What additional dealer fees should I expect when buying a boat?

Beyond the advertised sales price, buyers typically pay dealer prep fees ($500 to $1,500), manufacturer freight charges ($1,000 to $3,500 on new models), state registration fees ($100 to $500), and local sales tax (4% to 10%). Always request a written, itemized out-the-door price quote prior to signing.

What are the standard down payment and loan terms for boat financing?

Marine lenders generally require a 10% to 20% down payment for standard boat loans. Financing terms span from 10 to 20 years for loan amounts exceeding $25,000, with fixed interest rates typically between 6.5% and 10.5% for applicants with credit scores of 680 or higher.

Is a marine survey mandatory when purchasing a used boat?

While not legally required by states, marine lenders and insurance companies regularly require a professional marine survey for used vessels older than 5 to 10 years or priced above $25,000. Comprehensive surveys cost between $15 and $25 per foot of vessel length.