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Boat Dealers Offering Marine Loans and Financing in Fort Lauderdale, FL

7 of the 174 boat dealers we list in Fort Lauderdale have on-site boat loans and marine financing.

This section lists boat dealerships and marine brokers that offer in-house financing or direct loan processing with marine lenders. Loan terms for new and used vessels typically range from 10 to 20 years, with interest rates starting between 6.5% and 9.5% APR depending on credit qualifications. Most marine lenders require a down payment of 10% to 20% of the total purchase price prior to delivery.

  1. Allied Marine

    1785 SE 17th St, Fort Lauderdale, FL 33316-3013

    New boatsUsed boatsService deptFinancing
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  2. Allied Marine

    801 Seabreeze Blvd, Fort Lauderdale, FL 33316

    New boatsUsed boatsService deptFinancing
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  3. InterMarine Boats Headquarters

    4550 Ravenswood Rd, Fort Lauderdale, FL 33312-5753

    New boatsUsed boatsService deptPartsFinancingStorage
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  4. Lauderdale Inflatables

    1901 S Federal Hwy, Fort Lauderdale, FL 33316-3500

    New boatsUsed boatsFinancing
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  5. Marine Connection

    17 W State Road 84, Fort Lauderdale, FL 33315-2540

    New boatsUsed boatsService deptFinancing
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  6. Ribitboats

    Fort Lauderdale & New York , Fort Lauderdale, FL 10005

    New boatsService deptFinancing
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  7. World Cat of South Florida - Fort Lauderdale

    2541 W State Road 84, Fort Lauderdale, FL 33312-4831

    New boatsService deptPartsFinancing
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Check for pre-payment penalties and originations fees before signing a marine retail installment contract.

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Boat Dealers Offering Marine Loans and Financing near Fort Lauderdale

Good to know

What credit score is needed to qualify for a boat loan?

Most marine lenders require a minimum credit score of 660 to qualify for standard loan programs, with the lowest interest rates reserved for scores of 720 and above. Subprime lenders may accept scores down to 600, but typically require a 20% to 30% down payment and higher interest rates.

How long can you finance a new or used boat?

Standard loan terms for new boats range from 10 to 20 years (120 to 240 months), depending on the total loan amount. Used boats usually cap at 10 to 15 years, and loan amounts under $25,000 are typically limited to maximum terms of 5 to 7 years.

How much down payment is required for a boat loan?

A typical down payment ranges from 10% to 20% of the total vessel sale price, including options, sales tax, and registration. Lenders may request up to 30% down for older used boats, high-performance vessels, or applicants with limited credit history.