All states›Boat Dealers Offering Marine Loans and Financing›Florida›Pompano Beach

Boat Dealers Offering Marine Loans and Financing in Pompano Beach, FL

6 of the 46 boat dealers we list in Pompano Beach have on-site boat loans and marine financing.

This section lists boat dealerships and marine brokers that offer in-house financing or direct loan processing with marine lenders. Loan terms for new and used vessels typically range from 10 to 20 years, with interest rates starting between 6.5% and 9.5% APR depending on credit qualifications. Most marine lenders require a down payment of 10% to 20% of the total purchase price prior to delivery.

  1. Carefree Marine Group

    1490 N Federal Hwy, Pompano Beach, FL 33062-8226

    New boatsUsed boatsService deptFinancing
    Call Website Directions

  2. East - Florida - Pompano

    700 South Federal Highway, Pompano Beach, FL 33062

    Mon-Fri 9-6, Sat 9-5, Sun 12-5

    New boatsUsed boatsService deptPartsFinancing
    Website Directions

  3. East Florida - Pompano Yacht Center

    750 South Federal Highway, Pompano Beach, FL 33062

    New boatsUsed boatsService deptPartsFinancing
    Website Directions

  4. MarineMax Pompano

    700 S Federal Hwy, Pompano Beach, FL 33062-5908

    Mon-Fri 9-6, Sat 9-5, Sun 12-5

    New boatsUsed boatsService deptPartsFinancing
    Call Website Directions

  5. MarineMax Pompano Yacht Center

    750 S Federal Hwy, Pompano Beach, FL 33062-5908

    New boatsUsed boatsService deptPartsFinancing
    Call Website Directions

  6. Top Notch Marine

    651 S Federal Hwy, Pompano Beach, FL 33062

    New boatsUsed boatsService deptFinancing
    Call Website Directions
Check for pre-payment penalties and originations fees before signing a marine retail installment contract.

Also in Pompano Beach

More in Pompano Beach and Florida

Boat Dealers Offering Marine Loans and Financing near Pompano Beach

Good to know

What credit score is needed to qualify for a boat loan?

Most marine lenders require a minimum credit score of 660 to qualify for standard loan programs, with the lowest interest rates reserved for scores of 720 and above. Subprime lenders may accept scores down to 600, but typically require a 20% to 30% down payment and higher interest rates.

How long can you finance a new or used boat?

Standard loan terms for new boats range from 10 to 20 years (120 to 240 months), depending on the total loan amount. Used boats usually cap at 10 to 15 years, and loan amounts under $25,000 are typically limited to maximum terms of 5 to 7 years.

How much down payment is required for a boat loan?

A typical down payment ranges from 10% to 20% of the total vessel sale price, including options, sales tax, and registration. Lenders may request up to 30% down for older used boats, high-performance vessels, or applicants with limited credit history.