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Boats for Sale and Marine Inventory in Cape Coral, FL

3 of the 21 boat dealers we list in Cape Coral have boats for sale in stock.

This directory lists marine dealerships and certified boat brokers offering new and pre-owned vessels for purchase. Listed facilities maintain physical inventory on site, ranging from aluminum fishing craft to pontoon and center console boats. Before visiting, verify whether the dealer provides structured sea trials, transparent prep fees, or direct marine financing options.

  1. Boat House Boat Club

    1428 SE 46th St, Cape Coral, FL 33904-8671

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website Directions

  2. The Boat House Of Cape Coral

    1516 SE 46th St, Cape Coral, FL 33904-8661

    New boatsUsed boatsService deptPartsFinancingStorage
    Call Website Directions

  3. Walker's Marine Sales and Service of Cape Coral

    1503 SE 46th Ln, Cape Coral, FL 33904-8629

    Mon-Fri 8am-5pm, Sat 9am-3pm

    New boatsUsed boatsService deptFinancing
    Call Website Directions
Verify title status before buying: Ensure pre-owned vessels have a clear title free of marine liens, as encumbered ownership transfers can delay state registration by 4 to 8 weeks.

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Good to know

What additional dealer fees should I expect when buying a boat?

Beyond the advertised sales price, buyers typically pay dealer prep fees ($500 to $1,500), manufacturer freight charges ($1,000 to $3,500 on new models), state registration fees ($100 to $500), and local sales tax (4% to 10%). Always request a written, itemized out-the-door price quote prior to signing.

What are the standard down payment and loan terms for boat financing?

Marine lenders generally require a 10% to 20% down payment for standard boat loans. Financing terms span from 10 to 20 years for loan amounts exceeding $25,000, with fixed interest rates typically between 6.5% and 10.5% for applicants with credit scores of 680 or higher.

Is a marine survey mandatory when purchasing a used boat?

While not legally required by states, marine lenders and insurance companies regularly require a professional marine survey for used vessels older than 5 to 10 years or priced above $25,000. Comprehensive surveys cost between $15 and $25 per foot of vessel length.