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Boat Dealers Offering Marine Loans and Financing in Lewisville, TX

6 of the 22 boat dealers we list in Lewisville have on-site boat loans and marine financing.

This section lists boat dealerships and marine brokers that offer in-house financing or direct loan processing with marine lenders. Loan terms for new and used vessels typically range from 10 to 20 years, with interest rates starting between 6.5% and 9.5% APR depending on credit qualifications. Most marine lenders require a down payment of 10% to 20% of the total purchase price prior to delivery.

  1. Buxton Marine Sales

    101 E Valley Ridge Blvd, Lewisville, TX 75057

    Mon 8am-5pm, Tue 8am-5pm, Wed 8am-5pm, Thu 8am-5pm, Fri 8am-5pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website Directions

  2. Buxton Marine Sales

    1566 N Stemmons Fwy, Lewisville, TX 75067

    Mon 8am-5pm, Tue 8am-5pm, Wed 8am-5pm, Thu 8am-5pm, Fri 8am-5pm

    New boatsUsed boatsService deptPartsFinancing
    Call Website Directions

  3. Lone Star - Texas - Dallas

    1490 N. Stemmons Freeway, Lewisville, TX 75067

    Sales Mon-Sat 9-5, Sun closed

    New boatsUsed boatsService deptPartsFinancing
    Website Directions

  4. MarineMax Dallas

    1490 N Stemmons Fwy, Lewisville, TX 75067-2505

    Sales Mon-Sat 9-5, Sun closed

    New boatsUsed boatsService deptPartsFinancing
    Call Website Directions

  5. MarineMax Dallas Yacht Center

    1481 E Hill Park Rd, Lewisville, TX 75056-3915

    Sales Tue-Sat 9-5, Mon/Sun closed

    New boatsUsed boatsService deptFinancing
    Call Website Directions

  6. Texas - Pier 121

    1481 E. Hill Park Rd., Route 3, Lewisville, TX 75056

    Tue-Sat 9am-5pm

    New boatsUsed boatsService deptPartsFinancing
    Website Directions
Check for pre-payment penalties and originations fees before signing a marine retail installment contract.

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Good to know

What credit score is needed to qualify for a boat loan?

Most marine lenders require a minimum credit score of 660 to qualify for standard loan programs, with the lowest interest rates reserved for scores of 720 and above. Subprime lenders may accept scores down to 600, but typically require a 20% to 30% down payment and higher interest rates.

How long can you finance a new or used boat?

Standard loan terms for new boats range from 10 to 20 years (120 to 240 months), depending on the total loan amount. Used boats usually cap at 10 to 15 years, and loan amounts under $25,000 are typically limited to maximum terms of 5 to 7 years.

How much down payment is required for a boat loan?

A typical down payment ranges from 10% to 20% of the total vessel sale price, including options, sales tax, and registration. Lenders may request up to 30% down for older used boats, high-performance vessels, or applicants with limited credit history.