This section lists boat dealerships and marine brokers that offer in-house financing or direct loan processing with marine lenders. Loan terms for new and used vessels typically range from 10 to 20 years, with interest rates starting between 6.5% and 9.5% APR depending on credit qualifications. Most marine lenders require a down payment of 10% to 20% of the total purchase price prior to delivery.
Delavan 3
-
American Marine of Delavan
4138 Carol St, Delavan, WI 53115-3339
Mon-Sat 9-4, Sun 9-3 (summer)
-
Reed's Marine
174 WI-50, Delavan, WI 53115
-
Reed's Marine
6140 Mound Rd, Delavan, WI 53115-2965
-
The Boat House Three Lakes
7453 Highway X, Three Lakes, WI 54562-9222
-
The Boat House Three Lakes
6727 US-45, Three Lakes, WI 54562-9377
Bass Lake 1
-
Timber Marine Services
14273W CR-K, Bass Lake, WI 54843
Mon-Fri 9-5, Sat 9-3, Sun by appt
Beloit 1
-
Jerrys Sports Service - Lund Boat Dealer
3100 S Riverside Dr, Beloit, WI 53511-1529
Mon-Fri 8:30-5, Sat 9-12, Sun closed
Delafield 1
-
Gordy's Boat Sales
1766 Milwaukee St, Delafield, WI 53018-2017
Mon 8am-5pm, Tue 8am-5pm, Wed 8am-5pm, Thu 8am-5pm, Fri 8am-5pm, Sat 8am-5pm, Sun 8am-5pm
-
The Boat House Lake Geneva
N2062 S Lakeshore Dr, Lake Geneva, WI 53147
Manitowoc 1
-
The Boat House Manitowoc
6000 County Rd JJ, Manitowoc, WI 54220
Nashotah 1
-
The Boat House Lake Country
W73 E Wisconsin Ave, Nashotah, WI 53058-9768
-
Gordy's Boat Sales, Lake Country
20 S Main St, Oconomowoc, WI 53066-5255
Mon 8am-5pm, Tue 8am-5pm, Wed 8am-5pm, Thu 8am-5pm, Fri 8am-5pm, Sat 8am-5pm, Sun 8am-5pm
Oshkosh 1
-
SkipperBud's
1351 Egg Harbor Ln, Oshkosh, WI 54904
Pewaukee 1
-
SkipperBud's
1030 Silvernail Rd, Pewaukee, WI 53072-5549
-
The Boat House Door County
2587 S Bay Shore Dr, Sister Bay, WI 54234
Whitewater 1
-
The Boat House Whitewater
8066 Co Hwy P, Whitewater, WI 53190
Also in Wisconsin
- Boat Dealers with Service & Repair84
- Used Boat Dealers74
- New Boat Dealers68
- Boat Dealers with On-Site Storage54
- Boat Dealers with a Parts Department44
- Boat Dealers Offering Financing40
- Boat Winterization and Shrink Wrap38
- New and Used Fishing Boats for Sale35
- Pontoon Boat Dealers32
- Boats for Sale and Marine Inventory22
- Boat Dealers Accepting Trade-Ins and Buyouts9
- Center Console Boats for Sale and Service8
- Boat Financing and Marine Loan Options8
Good to know
What credit score is needed to qualify for a boat loan?
Most marine lenders require a minimum credit score of 660 to qualify for standard loan programs, with the lowest interest rates reserved for scores of 720 and above. Subprime lenders may accept scores down to 600, but typically require a 20% to 30% down payment and higher interest rates.
How long can you finance a new or used boat?
Standard loan terms for new boats range from 10 to 20 years (120 to 240 months), depending on the total loan amount. Used boats usually cap at 10 to 15 years, and loan amounts under $25,000 are typically limited to maximum terms of 5 to 7 years.
How much down payment is required for a boat loan?
A typical down payment ranges from 10% to 20% of the total vessel sale price, including options, sales tax, and registration. Lenders may request up to 30% down for older used boats, high-performance vessels, or applicants with limited credit history.
How to register a boat?
Boat registration is handled by state natural resources or motor vehicle departments upon submitting proof of ownership, a bill of sale, and required registration fees. After processing, you will receive official registration numbers and validation decals to display on your hull. Marine agencies across Wisconsin are available via BoatDealerAtlas with 16 local resources to guide your purchase.
How to get a boating license?
Obtaining a boating license generally requires completing an approved safe boating course online or in person, followed by passing a knowledge exam. Upon passing, state authorities issue a boater safety education card valid for life. Explore 16 marine services in Wisconsin on BoatDealerAtlas for local safety course recommendations.